Vaginal delivery, no sterilization, with CCMS-DRG 806Maternity

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 4.9× price range across 42 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$8,771
$10,583
$17,079

The part you don’t feel

Denver Health $17,079vsBanner North Co Medical Center - Loveland Campus $3,500 what you pay what your plan pays
Deductible not metearly in the plan year
Denver Health
Banner North Co Medical Center - Loveland Campus
$13,579you feel all of it
Deductible met20% coinsurance
Denver Health
Banner North Co Medical Center - Loveland Campus
$2,716$10,863 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Denver Health
Banner North Co Medical Center - Loveland Campus
$0the market goes blind

The gap is $13,579 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Banner North Co Medical Center - Loveland Campus$3,5003
Banner North Colorado Medical Center$5,5274
St Elizabeth Hospital$5,7502
Banner Fort Collins Medical Center$6,0404
CommonSpirit St Anthony Hospital$6,75016
CommonSpirit St Anthony North Health Campus$6,75015
Parkview Medical Center$7,15311
CommonSpirit Penrose St Francis Health Services$7,16311
St Francis Hospital - Interquest$7,16311
Longmont United Hospital$7,17811
San Luis Valley Regional Medical Center$7,4632
San Luis Valley Health Conejos County Hospital$7,4632
Orthocolorado Hosp At St Anthony Med Campus$7,72212
HCA HealthONE Mountain Ridge$7,85814
Intermountain Health Platte Valley Hospital$7,9526
Medical Center Of The Rockies$8,08010
UCHealth Broomfield Hospital$8,1799
Poudre Valley Hospital$8,31410
The Medical Center Of Aurora & South Hospital$8,50017
Valley View Hospital$8,5313
Sky Ridge Medical Center$8,56918
St Mary-Corwin Hospital$8,5906
HCA HealthONE Rose$8,77118
HCA HealthONE Swedish Medical Center$9,04219
UCHealth Greeley Hospital$9,0619
HCA HealthONE Presbyterian St. Lukes$9,14219
St Anthony Summit Medical Center$9,1816
St Thomas More Hospital$9,2183
UCHealth Highlands Ranch Hospital$9,24910
UCHealth University of Colorado Hospital$9,59514
UCHealth Grandview Hospital$10,03012
UCHealth Pikes Peak Regional Hospital$10,0806
Animas Surgical Hospital$10,5631
Longs Peak Hospital$10,58311
Boulder Community Health$10,66112
Mercy Regional Medical Center$10,9205
UCHealth Memorial Hospital$12,04312
Intermountain Health St. Mary'S Regional Hospital$12,52310
Intermountain Health Lutheran Hospital$13,71117
Good Samaritan Medical Center$14,71216
Intermountain Saint Joseph Hospital$14,78816
Denver Health$17,0794

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →