Vaginal delivery, no sterilization, no CC/MCCMS-DRG 807Maternity

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 4.5× price range across 42 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$8,771
$10,153
$15,882

The part you don’t feel

Denver Health $15,882vsBanner North Co Medical Center - Loveland Campus $3,500 what you pay what your plan pays
Deductible not metearly in the plan year
Denver Health
Banner North Co Medical Center - Loveland Campus
$12,382you feel all of it
Deductible met20% coinsurance
Denver Health
Banner North Co Medical Center - Loveland Campus
$2,476$9,906 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Denver Health
Banner North Co Medical Center - Loveland Campus
$0the market goes blind

The gap is $12,382 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Banner North Co Medical Center - Loveland Campus$3,5003
Banner North Colorado Medical Center$5,5274
St Elizabeth Hospital$5,7502
Banner Fort Collins Medical Center$6,0404
San Luis Valley Regional Medical Center$6,6732
San Luis Valley Health Conejos County Hospital$6,6732
CommonSpirit St Anthony Hospital$6,75016
CommonSpirit St Anthony North Health Campus$6,75015
Intermountain Health St. Mary'S Regional Hospital$7,00011
Intermountain Health Platte Valley Hospital$7,1106
Parkview Medical Center$7,15311
CommonSpirit Penrose St Francis Health Services$7,16311
St Francis Hospital - Interquest$7,16311
Longmont United Hospital$7,17811
Orthocolorado Hosp At St Anthony Med Campus$7,72212
HCA HealthONE Mountain Ridge$7,85814
Medical Center Of The Rockies$8,08010
UCHealth Broomfield Hospital$8,1799
Poudre Valley Hospital$8,31410
The Medical Center Of Aurora & South Hospital$8,50017
Valley View Hospital$8,5313
Sky Ridge Medical Center$8,56918
St Mary-Corwin Hospital$8,5906
UCHealth University of Colorado Hospital$8,71314
HCA HealthONE Rose$8,77118
HCA HealthONE Swedish Medical Center$9,04219
UCHealth Greeley Hospital$9,0619
HCA HealthONE Presbyterian St. Lukes$9,14219
St Anthony Summit Medical Center$9,1816
St Thomas More Hospital$9,2183
UCHealth Highlands Ranch Hospital$9,24910
Animas Surgical Hospital$9,3031
UCHealth Grandview Hospital$9,44612
Boulder Community Health$9,54912
UCHealth Pikes Peak Regional Hospital$10,0806
Longs Peak Hospital$10,15311
Mercy Regional Medical Center$10,9205
UCHealth Memorial Hospital$11,32012
Intermountain Health Lutheran Hospital$12,26017
Good Samaritan Medical Center$13,15516
Intermountain Saint Joseph Hospital$13,22316
Denver Health$15,8824

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →