Simple pneumonia and pleurisy, with CCMS-DRG 194Pulmonology

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 3.5× price range across 11 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$8,509

The part you don’t feel

Memorial Medical Center $13,167vsMountain View Regional Medical Center $3,747 what you pay what your plan pays
Deductible not metearly in the plan year
Memorial Medical Center
Mountain View Regional Medical Center
$9,419you feel all of it
Deductible met20% coinsurance
Memorial Medical Center
Mountain View Regional Medical Center
$1,884$7,535 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Memorial Medical Center
Mountain View Regional Medical Center
$0the market goes blind

The gap is $9,419 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Mountain View Regional Medical Center$3,747$4,90176%4
Mimbres Valley Medical Center$4,259$5,17782%2
Carlsbad Medical Center$5,083$5,17798%6
Artesia General Hospital$5,371$5,177104%5
Christus Southern New Mexico$6,560$5,177127%9
Eastern New Mexico Medical Center$6,679$4,977134%2
Christus St Vincent Regional Medical Center$8,375$5,177162%9
Unm Hospital$8,509$5,177164%1
Los Alamos Medical Center$9,127$5,177176%4
San Juan Regional Medical Center Inc$11,022$5,177213%$7,9039
Memorial Medical Center$13,167$5,177254%4

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →