Laparoscopic cholecystectomy, no CC/MCCMS-DRG 419General surgery

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 3.7× price range across 11 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$8,509

The part you don’t feel

Memorial Medical Center $21,077vsMimbres Valley Medical Center $5,711 what you pay what your plan pays
Deductible not metearly in the plan year
Memorial Medical Center
Mimbres Valley Medical Center
$15,366you feel all of it
Deductible met20% coinsurance
Memorial Medical Center
Mimbres Valley Medical Center
$3,073$12,293 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Memorial Medical Center
Mimbres Valley Medical Center
$0the market goes blind

The gap is $15,366 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Mimbres Valley Medical Center$5,711$8,97764%2
Mountain View Regional Medical Center ● actual$6,351$8,97771%4
Unm Hospital$8,509$8,97795%1
Carlsbad Medical Center$8,615$8,97796%6
Artesia General Hospital$8,630$8,97796%5
Christus Southern New Mexico$10,541$8,977117%9
Eastern New Mexico Medical Center$11,319$8,977126%2
San Juan Regional Medical Center Inc$12,364$8,977138%$16,7259
Los Alamos Medical Center$12,409$8,977138%4
Christus St Vincent Regional Medical Center$13,458$8,977150%9
Memorial Medical Center$21,077$8,977235%4

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →