Cataract surgery with IOL insertionCPT 66984Ophthalmology

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 9.7× price range across 12 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$2,565

The part you don’t feel

Lincoln County Medical Center $13,999vsArtesia General Hospital $1,437 what you pay what your plan pays
Deductible not metearly in the plan year
Lincoln County Medical Center
Artesia General Hospital
$12,562you feel all of it
Deductible met20% coinsurance
Lincoln County Medical Center
Artesia General Hospital
$2,512$10,050 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Lincoln County Medical Center
Artesia General Hospital
$0the market goes blind

The gap is $12,562 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Artesia General Hospital$1,437$2,28563%$73018
Christus Southern New Mexico$2,319$2,285102%8
Christus St Vincent Regional Medical Center$2,407$2,411100%21
Unm Hospital$2,565$2,285112%$2,6292
Holy Cross Hospital A Div Of Taos Health Systems$4,908$2,358208%1
Presbyterian Hospital$8,864$2,285388%4
Presbyterian Espanola Hospital$9,463$2,327407%3
Plains Regional Medical Center$13,999$2,285613%3
Presbyterian Santa Fe Medical Center$13,999$2,411581%3
Socorro General Hospital$13,999$2,358594%2
Dr Dan C Trigg Memorial Hospital$13,999$2,358594%2
Lincoln County Medical Center$13,999$2,358594%2

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →