Family psychotherapy, without patientCPT 90846Mental health

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 5.1× price range across 14 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark

The part you don’t feel

Lincoln County Medical Center $837vsChristus Southern New Mexico $163 what you pay what your plan pays
Deductible not metearly in the plan year
Lincoln County Medical Center
Christus Southern New Mexico
$674you feel all of it
Deductible met20% coinsurance
Lincoln County Medical Center
Christus Southern New Mexico
$135$539 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Lincoln County Medical Center
Christus Southern New Mexico
$0the market goes blind

The gap is $674 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Unm Hospital⚠ data flag$95$17654%$803
Christus Southern New Mexico$163$17693%8
Sierra Vista Hospital$202$181111%8
San Juan Regional Medical Center Inc$229$177129%$6820
Artesia General Hospital$251$176143%$15319
Cibola General Hospital$285$181157%14
Rehoboth Mckinley Christian Health Care Services$286$181158%13
Mimbres Valley Medical Center$421$181232%9
Presbyterian Hospital$530$176302%4
Presbyterian Espanola Hospital$566$179316%3
Plains Regional Medical Center$837$176477%3
Presbyterian Santa Fe Medical Center$837$185452%3
Socorro General Hospital$837$181462%2
Dr Dan C Trigg Memorial Hospital$837$181462%2
Lincoln County Medical Center$837$181462%2

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →