Simple pneumonia and pleurisy, with CCMS-DRG 194Pulmonology

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 5.0× price range across 38 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$4,236
$6,969
$7,060
$7,520
$8,907
$9,588
$11,691
$12,515

The part you don’t feel

Saint Luke'S South Hospital $20,962vsRooks County Health Center $4,194 what you pay what your plan pays
Deductible not metearly in the plan year
Saint Luke'S South Hospital
Rooks County Health Center
$16,768you feel all of it
Deductible met20% coinsurance
Saint Luke'S South Hospital
Rooks County Health Center
$3,354$13,415 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Saint Luke'S South Hospital
Rooks County Health Center
$0the market goes blind

The gap is $16,768 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Rooks County Health Center$4,194$5,17781%4
William Newton Hospital$4,194$5,17781%2
Mcpherson Hospital$4,236$5,17782%$5,5884
Holton Community Hospital$4,602$5,17789%3
Stormont Vail Health Flint Hills$4,747$3,387140%5
Kansas Heart Hospital$5,111$5,17799%$4,6699
Morris County Hospital$5,641$5,177109%3
Kansas Spine & Specialty Hospital$5,877$5,177114%2
Hiawatha Community Hospital$6,412$5,177124%4
Anderson County Hospital$6,475$5,177125%6
Memorial Hospital$6,969$5,177135%2
Amberwell Atchison$7,060$5,177136%4
Kansas City Orthopaedic Institute$7,468$5,177144%8
Saint John Hospital$7,520$5,177145%13
Great Plains Of Sabetha$8,174$5,177158%3
Salina Regional Health Center$8,514$4,861175%$6,8462
Clara Barton Hospital$8,604$5,177166%1
Lindsborg Community Hospital$8,604$5,177166%1
Susan B Allen Memorial Hospital$8,737$5,177169%1
Hays Medical Center$8,907$6,042147%1
Pawnee Valley Community Hospital$8,907$5,177172%1
Russell Regional Hospital$8,907$5,177172%1
Providence Medical Center$8,916$5,177172%14
Nemaha Valley Community Hospital$9,086$5,177176%1
Community Memorial Healthcare.$9,086$5,177176%1
Stormont Vail Hospital$9,358$4,411212%5
Wesley Medical Center$9,404$5,177182%4
Labette Health$9,588$5,177185%4
Centura St. Catherine-Dodge City$10,472$5,177202%1
St. Catherine Hospital - Garden City$10,638$5,177205%1
Mercy Hospital Pittsburg$10,940$5,177211%$7,5734
Southwest Medical Center$11,023$5,177213%3
Overland Park Reg Med Ctr$11,368$5,177220%5
Bob Wilson Memorial Hospital$11,614$5,177224%1
Meade Hospital$11,691$5,177226%1
Girard Medical Center$12,515$5,177242%1
Menorah Medical Center$13,816$4,507307%5
Saint Luke'S South Hospital$20,962$3,746560%$8,0983

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →