Colonoscopy, diagnosticCPT 45378GI

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 16.1× price range across 24 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$1,091

The part you don’t feel

Carlsbad Medical Center $9,156vsCibola General Hospital $570 what you pay what your plan pays
Deductible not metearly in the plan year
Carlsbad Medical Center
Cibola General Hospital
$8,586you feel all of it
Deductible met20% coinsurance
Carlsbad Medical Center
Cibola General Hospital
$1,717$6,869 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Carlsbad Medical Center
Cibola General Hospital
$0the market goes blind

The gap is $8,586 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Sierra Vista Hospital⚠ data flag$471$95050%7
Artesia General Hospital⚠ data flag$536$92158%$27218
Cibola General Hospital$570$95060%14
Christus Southern New Mexico$927$921101%8
Rehoboth Mckinley Christian Health Care Services$1,063$950112%13
Unm Hospital$1,091$921118%$1,1052
Covenant Health Hobbs Hospital$1,153$922125%1
Presbyterian Hospital$1,385$921150%4
Presbyterian Espanola Hospital$1,420$938151%3
Lovelace Medical Center$1,804$921196%$4515
Lovelace Women'S Hospital$1,839$921200%$3645
Lovelace Westside Hospital$1,839$921200%$4085
Plains Regional Medical Center$2,179$921237%3
Presbyterian Santa Fe Medical Center$2,179$971224%3
Socorro General Hospital$2,179$950229%2
Dr Dan C Trigg Memorial Hospital$2,179$950229%2
Lincoln County Medical Center$2,179$950229%2
Union County General Hospital$2,306$950243%3
San Juan Regional Medical Center Inc ● actual$2,950$927318%$91120
Holy Cross Hospital A Div Of Taos Health Systems$4,159$950438%1
Memorial Medical Center$4,235$921460%1
Mountain View Regional Medical Center ● actual$4,647$921505%$1,39320
Los Alamos Medical Center$4,947$952520%1
Lovelace Regional Hospital - Roswell$5,056$921549%$1,5798
Eastern New Mexico Medical Center ● actual$8,477$921921%$1,58721
Carlsbad Medical Center ● actual$9,156$921995%$2,27224

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →