Colonoscopy with biopsyCPT 45380GI

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 9.4× price range across 24 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$1,385

The part you don’t feel

Carlsbad Medical Center $11,310vsChristus Southern New Mexico $1,199 what you pay what your plan pays
Deductible not metearly in the plan year
Carlsbad Medical Center
Christus Southern New Mexico
$10,111you feel all of it
Deductible met20% coinsurance
Carlsbad Medical Center
Christus Southern New Mexico
$2,022$8,089 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Carlsbad Medical Center
Christus Southern New Mexico
$0the market goes blind

The gap is $10,111 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Sierra Vista Hospital⚠ data flag$552$1,22345%7
Artesia General Hospital⚠ data flag$579$1,18549%$29418
Christus Southern New Mexico$1,199$1,185101%8
Cibola General Hospital$1,199$1,22398%14
Rehoboth Mckinley Christian Health Care Services$1,267$1,223104%13
Unm Hospital$1,385$1,185117%$1,1052
Covenant Health Hobbs Hospital$1,484$1,187125%1
Lovelace Medical Center$1,984$1,185168%$4965
Lovelace Westside Hospital$2,008$1,185170%$4465
Lovelace Women'S Hospital$2,022$1,185171%$4005
Presbyterian Hospital$2,551$1,185215%4
Presbyterian Espanola Hospital$2,724$1,207226%3
Union County General Hospital$2,793$1,223228%3
San Juan Regional Medical Center Inc ● actual$3,455$1,193290%$1,06720
Plains Regional Medical Center$4,030$1,185340%3
Presbyterian Santa Fe Medical Center$4,030$1,250322%3
Socorro General Hospital$4,030$1,223330%2
Dr Dan C Trigg Memorial Hospital$4,030$1,223330%2
Lincoln County Medical Center$4,030$1,223330%2
Holy Cross Hospital A Div Of Taos Health Systems$4,159$1,223340%1
Memorial Medical Center$4,235$1,185357%1
Los Alamos Medical Center$4,947$1,225404%1
Mountain View Regional Medical Center$5,460$1,185461%$1,69720
Lovelace Regional Hospital - Roswell$6,495$1,185548%$2,0288
Eastern New Mexico Medical Center$10,032$1,185847%$1,87821
Carlsbad Medical Center ● actual$11,310$1,185955%$2,80624

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →