Colonoscopy with polyp removalCPT 45385GI

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 18.9× price range across 25 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$1,404

The part you don’t feel

Carlsbad Medical Center $13,951vsArtesia General Hospital $737 what you pay what your plan pays
Deductible not metearly in the plan year
Carlsbad Medical Center
Artesia General Hospital
$13,214you feel all of it
Deductible met20% coinsurance
Carlsbad Medical Center
Artesia General Hospital
$2,643$10,571 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Carlsbad Medical Center
Artesia General Hospital
$0the market goes blind

The gap is $13,214 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Sierra Vista Hospital⚠ data flag$656$1,22354%7
Artesia General Hospital$737$1,18562%$37418
Christus Southern New Mexico$1,199$1,185101%8
Cibola General Hospital$1,260$1,223103%14
Rehoboth Mckinley Christian Health Care Services$1,303$1,223107%13
Unm Hospital$1,404$1,185119%$1,1052
Lovelace Women'S Hospital$1,416$1,185120%$2805
Covenant Health Hobbs Hospital$1,484$1,187125%1
Presbyterian Hospital$1,954$1,185165%4
Lovelace Medical Center$1,984$1,185168%$4965
Lovelace Westside Hospital$2,022$1,185171%$4495
Presbyterian Espanola Hospital$2,086$1,207173%3
Union County General Hospital$2,394$1,223196%3
Plains Regional Medical Center$3,087$1,185261%3
Presbyterian Santa Fe Medical Center$3,087$1,250247%3
Socorro General Hospital$3,087$1,223252%2
Dr Dan C Trigg Memorial Hospital$3,087$1,223252%2
Lincoln County Medical Center$3,087$1,223252%2
San Juan Regional Medical Center Inc ● actual$3,620$1,193304%$1,11820
Holy Cross Hospital A Div Of Taos Health Systems$4,159$1,223340%1
Memorial Medical Center$4,235$1,185357%1
Los Alamos Medical Center$4,947$1,225404%1
Mountain View Regional Medical Center$5,218$1,185441%$1,62120
Lovelace Regional Hospital - Roswell$6,495$1,185548%$2,0288
Eastern New Mexico Medical Center$11,463$1,185968%$2,14521
Carlsbad Medical Center ● actual$13,951$1,1851178%$3,48324

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →