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Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 24.9× price range across 29 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$687
$1,135

The part you don’t feel

Alta Vista Regional Hospital $9,060vsChristus Southern New Mexico $363 what you pay what your plan pays
Deductible not metearly in the plan year
Alta Vista Regional Hospital
Christus Southern New Mexico
$8,697you feel all of it
Deductible met20% coinsurance
Alta Vista Regional Hospital
Christus Southern New Mexico
$1,739$6,958 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Alta Vista Regional Hospital
Christus Southern New Mexico
$0the market goes blind

The gap is $8,697 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Christus Southern New Mexico$363$345105%8
Covenant Health Hobbs Hospital$433$346125%1
Unm Hospital$687$345199%~$1,4283
Presbyterian Hospital$1,012$345293%4
Presbyterian Espanola Hospital$1,081$352307%3
Nor-Lea Hospital ● actual$1,135$356318%12
Plains Regional Medical Center$1,599$345463%3
Presbyterian Santa Fe Medical Center$1,599$364439%3
Socorro General Hospital$1,599$356449%2
Dr Dan C Trigg Memorial Hospital$1,599$356449%2
Lincoln County Medical Center$1,599$356449%2
Sierra Vista Hospital$2,055$356577%8
Cibola General Hospital ● actual$2,389$356670%15
Memorial Medical Center$2,524$345731%2
Roosevelt General Hospital$2,726$345789%~$1,01011
Lovelace Medical Center ● actual$3,252$345942%~$8137
Lovelace Women'S Hospital$3,314$345960%~$6569
Lovelace Westside Hospital$3,314$345960%~$7367
Gila Regional Medical Center$3,727$3561046%4
Union County General Hospital$4,137$3561161%3
Los Alamos Medical Center$4,315$3571208%1
San Juan Regional Medical Center Inc ● actual$4,341$3481248%~$1,34020
Artesia General Hospital$4,500$3451303%~$2,76019
Lovelace Regional Hospital - Roswell$5,138$3451488%~$1,6059
Mimbres Valley Medical Center ● actual$5,911$3561658%9
Carlsbad Medical Center$7,150$3452070%~$1,83224
Mountain View Regional Medical Center ● actual$8,200$3452374%~$2,31820
Eastern New Mexico Medical Center$8,856$3452564%~$1,65821
Alta Vista Regional Hospital$9,060$3562542%43

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →