Urinalysis, manual, without microscopyCPT 81002Lab

Median commercial negotiated rate by hospital, from each hospital's own disclosure file. The same procedure spans a 12.3× price range across 23 Colorado hospitals. Open in the explorer → — filter by insurer or region, map it, or compare hospitals side by side.

How to read “% of Medicare” Medicare’s payment is a hospital-specific benchmark built from CMS files — adjusted for local wages and case complexity, and roughly pegged to the cost of care. A commercial rate at 300% means a private plan pays about triple that benchmark for the same care at the same hospital. The gap is negotiation, not quality. Full methodology →
Median commercial negotiated rate Medicare benchmark
$5

The part you don’t feel

Lincoln County Medical Center $46vsChristus Southern New Mexico $4 what you pay what your plan pays
Deductible not metearly in the plan year
Lincoln County Medical Center
Christus Southern New Mexico
$42you feel all of it
Deductible met20% coinsurance
Lincoln County Medical Center
Christus Southern New Mexico
$8$34 invisible to you
Out-of-pocket max reacheda bad year, or a big surgery
Lincoln County Medical Center
Christus Southern New Mexico
$0the market goes blind

The gap is $42 in every row. The only thing that changes is how much of it reaches the person choosing. Nobody hid the price — the deductible structure hides the difference, and a difference nobody feels is a difference nobody shops. Illustration uses a 20% coinsurance plan with no separate facility or professional bill; your own plan governs.

Detail (click headers to sort, or “why” for cost vs price)

HospitalCommercial medianMedicare% of MedicareEst. cost*Plan rows
Christus Southern New Mexico$4$3107%8
Covenant Health Hobbs Hospital$4$3125%1
Unm Hospital$5$3147%~$72
Nor-Lea Hospital ● actual$8$3234%6
Artesia General Hospital$15$3431%~$919
Union County General Hospital$16$3460%3
Presbyterian Hospital$16$3461%4
Mimbres Valley Medical Center$24$3680%9
Lovelace Regional Hospital - Roswell$28$3802%~$627
Roosevelt General Hospital$28$3817%~$1111
Presbyterian Espanola Hospital$31$3889%3
Los Alamos Medical Center$34$3968%1
Cibola General Hospital ● actual$37$31076%15
Lovelace Medical Center$38$31086%~$525
Lovelace Women'S Hospital$39$31112%~$431
Lovelace Westside Hospital$39$31112%~$525
Memorial Medical Center$39$31118%2
Alta Vista Regional Hospital$44$31252%43
Plains Regional Medical Center$46$31315%3
Presbyterian Santa Fe Medical Center$46$31315%3
Socorro General Hospital$46$31315%2
Dr Dan C Trigg Memorial Hospital$46$31315%2
Lincoln County Medical Center$46$31315%2

*Cost estimates use hospital-level cost-to-charge ratios from federal cost reports and are approximate; ~ marks categories (imaging, labs) where they are least precise. "Plan rows" is how many distinct plan rates the hospital published; medians over more rows are sturdier.
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Rexroad Analytics · Data: hospital machine-readable files (45 CFR 180, schema v3.0) retrieved August 21–22, 2026; Medicare benchmarks from CMS claims data and fee schedules; cost estimates from FY2026 CMS cost-report ratios, labeled as estimates. Not medical, legal, or benefits advice. Full methodology → · The American Healthcare Conundrum →